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Faq

Download our app, complete the simple registration with your valid ID, and submit your loan application in minutes. No paperwork, no branch visits—everything is done digitally.

You can borrow from ₱2,000 up to ₱60,000 with flexible repayment terms ranging from 91 to 180 days. Choose the amount and duration that best fits your financial needs.

Our maximum Annual Percentage Rate (APR) is 18%. Your exact rate depends on your credit profile and loan terms. All fees and charges are disclosed upfront before you confirm your loan.

Once approved, funds are disbursed instantly to your nominated bank account or e-wallet. Most customers receive their money within 24 hours of application approval.

You must be at least 18 years old, a Filipino citizen or resident, with a valid government-issued ID, active mobile number, and a source of income. No collateral or guarantor required.

Absolutely! Once your current loan is fully settled, you are eligible to apply for a new loan instantly, often with a higher limit.

Repay conveniently through our app using GCash, PayMaya, bank transfer, or over-the-counter at partner payment centers.

Late payments may incur penalty fees and affect your credit score. If you're facing difficulties, contact our support team immediately—we offer flexible restructuring options to help you get back on track.

Absolutely. We use bank-level encryption and comply with the Philippines' Data Privacy Act (RA 10173). Your data is never shared with unauthorized third parties and is protected by advanced security protocols.

Simplified Digital Lending Solutions

Mabilis HandLoan bridges the gap between your immediate financial needs and reliable credit. Experience a fully digital, secure, and compliant lending process.